Every year brings fresh narratives, but the principles of sound investing remain unchanged. Our latest investment strategy insight piece explores our thoughts and positioning on US leadership, global diversification, and bond strategy. The challenge isn’t guessing the future - it’s being ready for it.
2023 was a volatile year for financial markets. Meanwhile, cash interest rates were reaching new highs, enticing bruised investors to sell-up and park funds in options like NS&I's 6.2% savings bond. One year on and that bond has now matured. Was NS&I’s savings bond better than staying invested? And given rising uncertainty in recent months, does cash make sense today?
After months of speculation and in one of the longest ‘Budget’ speeches in memory, Chancellor Rachel Reeves gave the first Labour Budget speech for nearly 15 years on 30 October 2024.
As the 2024 US election cycle heats up, it's understandable that many investors are watching closely. After all, the policy platforms of the Democratic and Republican candidates can have meaningful implications when it comes to key economic issues like taxes, trade, regulation, and government spending. In this insight piece we consider whether the outcome matters for markets, and the possible impact on portfolios.
Managing an efficient portfolio is about more than just selecting the right mix of investments. It's also important to understand the tax implications of taking particular action (or inaction), in order to develop a cohesive capital gains tax (CGT) strategy. A key part of this strategy is implementing techniques such as CGT harvesting. In this insight piece we explore Edison's approach.
The 2024 Spring Budget included the widely anticipated reduction in National Insurance as well as a new British ISA allowance which had been rumoured. Exactly how the new ISA allowance will work in practice is yet to be determined but we do know it will only permit investments into UK assets. Here we summarise some of the key announcements along with a reminder of various previously announced changes that will take effect from April 2024.
Market extremes can pose some surprising risks to investors, and we've had plenty of examples in the last few years. It's not just about performance. From FOMO to FOBI, the behavioural impact can have equally significant impacts on returns. In this insight, we explore how we build optimised strategies focused on long-term resilience, rather than chasing short-term market trends.
In this article, Amy Fox a Partner in the Family Team at Penningtons Manches Cooper, Alice Sanders a Wealth Manager at Edison Wealth Management and Dr Lucy Atcheson a Chartered Counselling Psychologist, explore how people become trapped in controlling and unhappy marriages. They answer the most common fears their clients have about divorce and explain how the three of them work together to make divorce less daunting for you.
We launched Edison in 2007 and soon encountered a period of volatile markets and high interest rates. Investors faced tough questions about whether to stay invested or cash out. In many ways, the last two years have felt just like those first two years in business. In this insight, we look at the data to explore the answers to those questions, and consider what might happen next.
In this article, Alice Sanders, a Financial Planner and Pension Specialist at Edison Wealth Management, and Priya Palanivel, a Partner in the Family Team at Sheridans, a West End law firm, consider how pensions are treated on divorce, the tax benefits of pensions and how to avoid falling into the pension poverty trap.
The value of investments and the income arising from them can go down as well as up and is not guaranteed, which means that you may not get back what you invested. Past performance is not necessarily a guide to the future. The information contained in this website does not constitute advice. The FCA does not regulate tax advice. The FCA does not regulate advice on Wills and Powers of Attorney. The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk.