Every year brings fresh narratives, but the principles of sound investing remain unchanged. Our latest investment strategy insight piece explores our thoughts and positioning on US leadership, global diversification, and bond strategy. The challenge isn’t guessing the future - it’s being ready for it.

2023 was a volatile year for financial markets. Meanwhile, cash interest rates were reaching new highs, enticing bruised investors to sell-up and park funds in options like NS&I's 6.2% savings bond. One year on and that bond has now matured. Was NS&I’s savings bond better than staying invested? And given rising uncertainty in recent months, does cash make sense today?

As the 2024 US election cycle heats up, it's understandable that many investors are watching closely. After all, the policy platforms of the Democratic and Republican candidates can have meaningful implications when it comes to key economic issues like taxes, trade, regulation, and government spending. In this insight piece we consider whether the outcome matters for markets, and the possible impact on portfolios.

Managing an efficient portfolio is about more than just selecting the right mix of investments. It's also important to understand the tax implications of taking particular action (or inaction), in order to develop a cohesive capital gains tax (CGT) strategy. A key part of this strategy is implementing techniques such as CGT harvesting. In this insight piece we explore Edison's approach.

Market extremes can pose some surprising risks to investors, and we've had plenty of examples in the last few years. It's not just about performance. From FOMO to FOBI, the behavioural impact can have equally significant impacts on returns. In this insight, we explore how we build optimised strategies focused on long-term resilience, rather than chasing short-term market trends.

We launched Edison in 2007 and soon encountered a period of volatile markets and high interest rates. Investors faced tough questions about whether to stay invested or cash out. In many ways, the last two years have felt just like those first two years in business. In this insight, we look at the data to explore the answers to those questions, and consider what might happen next.

Comprising around 25 per cent of world GDP, the US has a significant influence on the business and financial cycles of other economies - in other words, when America sneezes, the world catches a cold. With ever increasing concerns that the US would fall into a recession, we assess those claims and offer ways investors might navigate periods of economic uncertainty.

For fifteen years UK interest rates have been set at historic lows. As a result, cash deposits have earned very little interest, while markets have generally advanced. But higher inflation has ushered in a new regime of rapidly rising interest rates, making cash returns more appealing. We consider whether now is a good time to be holding more money in savings.

High inflation and rising interest rates are causing a global set of worries for households, businesses, and central banks. Add to the mix crumbling public services, geopolitical conflicts, and an economic slowdown on the horizon, it can be tempting to think that things are bad and only getting worse. This insight piece challenges that view, asking: are there reasons to be cheerful?

2022 has been the worst year for government bonds in decades. September alone posted declines of 8% in the broad UK gilt market. Equities have suffered too, as central banks attempt to supress inflation at any cost. The result has been a simultaneous drop in stock, bonds, and most other asset classes, sending correlations positive. Our insight piece this quarter dives into why correlations – or simply, the relationship between assets – matter.